AML & Compliance Analyst

Compliance team:

We are looking for our next AML & Compliance Analyst to contribute strategically to strengthening Plata’s compliance framework by performing specialized technical analysis in AML/CFT/FPADM matters, and issuing well-founded and traceable determinations that directly impact risk management and institutional decision-making.

 

Challenges that await you:

1. Transaction Monitoring Alert Analysis & Resolution

• Analyze transaction monitoring alerts and investigate unusual activity
• Assess deviations between expected transactional profiles and actual customer behavior.
• Document the rationale behind each decision (closure, escalation, or reporting).
• Determine whether cases qualify as suspicious or false positives.
• Escalate complex cases when the level of risk requires it.

1. Sanctions & Watchlist Screening Analysis

• Analyze matches derived from screening against national and international lists (e.g., OFAC, United Nations, FinCEN, among others).
• Identify and document false positives with solid technical support.
• Escalate potential true matches in accordance with internal procedures.
• Ensure full traceability of the analysis performed.

1. Regulatory Reporting Preparation & Review

• Participate in the preparation of regulatory reports (Suspicious Transactions, 24-hour reports, Relevant Transactions, Internal Concern Reports, International Funds Transfers, among others).
• Draft clear, structured, and well-supported technical narratives.
• Validate consistency between case analysis and reported information.
• Follow up on regulatory authority requests and support the Regulatory Liaison team.
• Ensure compliance with regulatory deadlines established by the CNBV.

1. Risk Assessment & Transaction Profiling

• Identify atypical patterns or red flags using applicable typologies.
• Contribute to improving monitoring rules and parameters
• Support the enhancement of risk models and risk-based approaches

1. Technical Documentation & Audit Support

• Perform analysis under auditable standards.
• Ensure all decisions are properly supported with sufficient evidence.
• Maintain organized and traceable documentation (physical and electronic).
• Participate in internal and external audits, as well as regulatory and business-driven reviews.

1. Continuous Improvement & Compliance Framework Enhancement

• Identify improvement opportunities in existing processes and controls.
• Propose adjustments to monitoring rules and analytical criteria.
• Participate in updating AML/CFT and Compliance policies and procedures.
• Collaborate across the organization to strengthen controls.
• Support automation and optimization initiatives for monitoring systems.

1. Technical Decision-Making & Escalation

• Provide well-founded technical recommendations.
• Support and defend decisions before the Communication and Control Committee or senior leadership when required.
• Act with independence and professional judgment.
• Take ownership of decisions within the scope of responsibility.

 

What makes you a great fit:

• Bachelor’s degree in Law, Finance, Accounting, Economics, or related fields.
• 2–3 years of experience in regulated financial institutions.
• Advanced English (mandatory) – ability to communicate effectively both verbally and in writing
• Proven experience in:
  • Transaction monitoring
  • Sanctions/watchlist screening
  • Regulatory reporting
  • KYC file review and analysis
  • Documenting technical justifications for decisions
  • Knowledge of AML/CFT regulations

 

Our ways of working:

• Innovative Spirit: A commitment to creativity and groundbreaking solutions.
• Honest Feedback: valuing open, transparent communication.
• Supportive Team: a strong, collaborative community.
• Celebrating Achievements: recognizing our wins together.
• High-Tech Environment: a team full of smart and revolutionary people who date to challenge the status quo of incumbent finances.