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Senior Data Scientist [Risk]

Plata Card · Mexico

onsitefull-timesenior level

About this role

We are looking for an experienced Data Scientist to join our Risk Analytics team, working on critical decision-making systems.
 
You will work on end-to-end ML solutions that support key risk processes. The role is strongly focused on production-grade Machine Learning, with increasing emphasis on building scalable, reliable, and explainable models used in daily risk decisioning. 

Challenges that await you:
  • Develop and improve ML models for credit application approval and credit limit assignment
  • Build ML-based decision frameworks and analytical tools for credit portfolio management
  • Translate business problems (risk, profitability, growth) into data science solutions
  • Work end-to-end: data analysis, feature engineering, model training, validation, and deployment
  • Collaborate with product, risk, and portfolio teams to ensure models drive measurable business impact
  • Continuously improve existing models and pipelines in a production environment
  • Balance model performance, interpretability, and business constraints
What makes you a great fit:
  • 4+ years of professional experience as a Data Scientist
  • Strong, hands-on experience with Machine Learning in production
  • Proven track record of delivering measurable business impact using ML
     (e.g. revenue uplift, cost reduction, risk improvement, user growth)
  • Experience deploying models end-to-end — from idea to production
  • Solid understanding of classical ML and modern approaches
  • Mathematical or technical education from the following universities: MSU, MIPT, HSE, MSTU, MEPhI, NSE (preferred)
  • Ability to explain complex models and results to non-technical stakeholders
  • Experience in fintech, credit risk, or portfolio management is a strong plus

Our ways of working:

  • Innovative Spirit: A commitment to creativity and groundbreaking solutions
  • Honest Feedback: valuing open, transparent communication
  • Supportive Team: a strong, collaborative community
  • Celebrating Achievements: recognizing our wins together
  • High-Tech Environment: a team full of smart and revolutionary people who date to challenge the status quo of incumbent finances

Our benefits:

  • Relocation support to Mexico with assistance for the employee and their family
  • Flexible work: hybrid or full-time from our office in Mexico
  • Healthcare Coverage
  • Education Budget: Language lessons, professional training and certifications
  • Wellness Budget: Mental health and fitness activity reimbursements
  • Vacation policy: 20 days of annual leave and paid sick leave

Jobb.ai is an independent skill benchmarking platform. Applications are submitted on the employer's official website.